"Upon unimpeachable security," Laverick continued. The bank manager was conscious that he had allowed a little start of surprise to escape him, and bit his lip with annoyance. It was entirely contrary to his tenets to display at any time during office hours any sort of emotion.
"Unimpeachable security," he repeated. "Of course, if you have that to offer, Mr. Laverick, although the sum is a large one, it is our business to see what we can do for you.""My security is of the best," Laverick declared grimly. "I have bank-notes here, Mr. Fenwick, for twenty thousand pounds."The bank manager was again guilty of an unprofessional action. He whistled softly under his breath. A very respectable client he had always considered Mr. Stephen Laverick, but he had certainly never suspected him of being able to produce at a pinch such evidence of means. Laverick smoothed out the notes and laid them upon the table.
"Mr. Fenwick," he said, "I believe I am right in assuming that when one comes to one's bankers, one enters, as it were, into a confessional. I feel convinced that nothing which I say to you will be repeated outside this office, or will be allowed to dwell in your own mind except with reference to this particular transaction between you and me. I have the right, have I not, to take that for granted?""Most certainly," the banker agreed.
"From a strictly ethical point of view," Laverick went on, "this money is not mine. I hold it in trust for its owner, but I hold it without any conditions . I have power to make what use I wish of it, and I choose to-day to use it on my own behalf. Whether I am justified or not is scarcely a matter, I presume, which concerns this excellent banking establishment over which you preside so ably.
I do not pay these bank-notes in to my account and ask you to credit me with twenty thousand pounds. I ask you to allow me to deposit them here for seven days as security against an overdraft.
You can then advance me enough money to meet my engagements of to-day."The banker took up the notes and looked them through, one by one.
They were very crisp, very new, and absolutely genuine.
"This is somewhat an extraordinary proceeding, Mr. Laverick," he said.
"I have no doubt that it must seem so to you," Laverick admitted.
"At the same time, there the money is. You can run no risk. If Iam exceeding my moral right in making use of these notes, it is Iwho will have to pay. Will you do as I ask?"The banker hesitated. The transaction was somewhat a peculiar one, but on the face of it there could be no possible risk. At the same time, there was something about it which he could not understand.
"Your wish, Mr. Laverick," he remarked, looking at him thoughtfully, "seems to be to keep these notes out of circulation."Laverick returned his gaze without flinching.
"In a sense, that is so," he assented.
"On the whole," the banker declared, "I should prefer to credit them to your account in the usual way.""I am sorry," Laverick answered, "but I have a sentimental feeling about it. I prefer to keep the notes intact. If you cannot follow out my suggestion, I must remove my account at once. This isn't a threat, Mr. Fenwick, - you will understand that, I am sure. It is simply a matter of business, and owing to Morrison's speculations I have no time for arguments. I am quite satisfied to remain in your hands, but my feeling in the matter is exactly as I have stated, and I cannot change. If you are to retain my account, my engagements for to-day must be met precisely in the way I have pointed out."The banker excused himself and left the room for a few moments.
When he returned, he shrugged his shoulders with the air of one who is giving in to an unreasonable client.
