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第98章 Chapter XXVIII(3)

At the sight of Stires the thought in regard to the sixty thousand dollars' worth of city loan certificates, previously referred to, flashed suddenly through his mind. He had not deposited them in the sinking-fund, and did not intend to for the present--could not, unless considerable free money were to reach him shortly--for he had used them to satisfy other pressing demands, and had no free money to buy them back--or, in other words, release them. And he did not want to just at this moment. Under the law governing transactions of this kind with the city treasurer, he was supposed to deposit them at once to the credit of the city, and not to draw his pay therefor from the city treasurer until he had. To be very exact, the city treasurer, under the law, was not supposed to pay him for any transaction of this kind until he or his agents presented a voucher from the bank or other organization carrying the sinking-fund for the city showing that the certificates so purchased had actually been deposited there. As a matter of fact, under the custom which had grown up between him and Stener, the law had long been ignored in this respect. He could buy certificates of city loan for the sinking-fund up to any reasonable amount, hypothecate them where he pleased, and draw his pay from the city without presenting a voucher. At the end of the month sufficient certificates of city loan could usually be gathered from one source and another to make up the deficiency, or the deficiency could actually be ignored, as had been done on more than one occasion, for long periods of time, while he used money secured by hypothecating the shares for speculative purposes. This was actually illegal; but neither Cowperwood nor Stener saw it in that light or cared.

The trouble with this particular transaction was the note that he had received from Stener ordering him to stop both buying and selling, which put his relations with the city treasury on a very formal basis. He had bought these certificates before receiving this note, but had not deposited them. He was going now to collect his check; but perhaps the old, easy system of balancing matters at the end of the month might not be said to obtain any longer.

Stires might ask him to present a voucher of deposit. If so, he could not now get this check for sixty thousand dollars, for he did not have the certificates to deposit. If not, he might get the money; but, also, it might constitute the basis of some subsequent legal action. If he did not eventually deposit the certificates before failure, some charge such as that of larceny might be brought against him. Still, he said to himself, he might not really fail even yet. If any of his banking associates should, for any reason, modify their decision in regard to calling his loans, he would not.

Would Stener make a row about this if he so secured this check? Would the city officials pay any attention to him if he did? Could you get any district attorney to take cognizance of such a transaction, if Stener did complain? No, not in all likelihood; and, anyhow, nothing would come of it. No jury would punish him in the face of the understanding existing between him and Stener as agent or broker and principal. And, once he had the money, it was a hundred to one Stener would think no more about it. It would go in among the various unsatisfied liabilities, and nothing more would be thought about it. Like lightning the entire situation hashed through his mind. He would risk it. He stopped before the chief clerk's desk.

"Albert," he said, in a low voice, "I bought sixty thousand dollars' worth of city loan for the sinking-fund this morning. Will you give my boy a check for it in the morning, or, better yet, will you give it to me now? I got your note about no more purchases.

I'm going back to the office. You can just credit the sinking-fund with eight hundred certificates at from seventy-five to eighty.

I'll send you the itemized list later."

"Certainly, Mr. Cowperwood, certainly," replied Albert, with alacrity. "Stocks are getting an awful knock, aren't they? I hope you're not very much troubled by it?"

"Not very, Albert," replied Cowperwood, smiling, the while the chief clerk was making out his check. He was wondering if by any chance Stener would appear and attempt to interfere with this. It was a legal transaction. He had a right to the check provided he deposited the certificates, as was his custom, with the trustee of the fund. He waited tensely while Albert wrote, and finally, with the check actually in his hand, breathed a sigh of relief. Here, at least, was sixty thousand dollars, and to-night's work would enable him to cash the seventy-five thousand that had been promised him. To-morrow, once more he must see Leigh, Kitchen, Jay Cooke & Co., Edward Clark & Co.--all the long list of people to whom he owed loans and find out what could be done. If he could only get time! If he could get just a week!

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