It had been truly reported that he was in a position of pecuniary embarrassment, owing to the failure of a mercantile house with which he had been intimately connected. Whispers affecting his own solvency had followed on the bankruptcy of the firm. He had already endeavored to obtain advances of money on the usual conditions, and had been met by excuses for delay. His friend had now arrived with a letter of introduction to a capitalist, well known in commercial circles for his daring speculations and for his great wealth.
Looking at the letter, Ernest observed that the envelope was sealed. In spite of that ominous innovation on established usage, in cases of personal introduction, he presented the letter. On this occasion, he was not put off with excuses. The capitalist flatly declined to discount Mr. Lismore's bills, unless they were backed by responsible names.
Ernest made a last effort.
