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第29章 Chapter XI(1)

It was while the war was on, and after it was perfectly plain that it was not to be of a few days' duration, that Cowperwood's first great financial opportunity came to him. There was a strong demand for money at the time on the part of the nation, the State, and the city. In July, 1861, Congress had authorized a loan of fifty million dollars, to be secured by twenty-year bonds with interest not to exceed seven per cent., and the State authorized a loan of three millions on much the same security, the first being handled by financiers of Boston, New York, and Philadelphia, the second by Philadelphia financiers alone.

Cowperwood had no hand in this. He was not big enough. He read in the papers of gatherings of men whom he knew personally or by reputation, "to consider the best way to aid the nation or the State"; but he was not included. And yet his soul yearned to be of them. He noticed how often a rich man's word sufficed--no money, no certificates, no collateral, no anything--just his word.

If Drexel & Co., or Jay Cooke & Co., or Gould & Fiske were rumored to be behind anything, how secure it was! Jay Cooke, a young man in Philadelphia, had made a great strike taking this State loan in company with Drexel & Co., and selling it at par. The general opinion was that it ought to be and could only be sold at ninety.

Cooke did not believe this. He believed that State pride and State patriotism would warrant offering the loan to small banks and private citizens, and that they would subscribe it fully and more. Events justified Cooke magnificently, and his public reputation was assured. Cowperwood wished he could make some such strike; but he was too practical to worry over anything save the facts and conditions that were before him.

His chance came about six months later, when it was found that the State would have to have much more money. Its quota of troops would have to be equipped and paid. There were measures of defense to be taken, the treasury to be replenished. A call for a loan of twenty-three million dollars was finally authorized by the legislature and issued. There was great talk in the street as to who was to handle it--Drexel & Co. and Jay Cooke & Co., of course.

Cowperwood pondered over this. If he could handle a fraction of this great loan now--he could not possibly handle the whole of it, for he had not the necessary connections--he could add considerably to his reputation as a broker while making a tidy sum. How much could he handle? That was the question. Who would take portions of it? His father's bank? Probably. Waterman & Co.?

A little. Judge Kitchen? A small fraction. The Mills-David Company? Yes. He thought of different individuals and concerns who, for one reason and another--personal friendship, good-nature, gratitude for past favors, and so on--would take a percentage of the seven-percent. bonds through him. He totaled up his possibilities, and discovered that in all likelihood, with a little preliminary missionary work, he could dispose of one million dollars if personal influence, through local political figures, could bring this much of the loan his way.

One man in particular had grown strong in his estimation as having some subtle political connection not visible on the surface, and this was Edward Malia Butler. Butler was a contractor, undertaking the construction of sewers, water-mains, foundations for buildings, street-paving, and the like. In the early days, long before Cowperwood had known him, he had been a garbage-contractor on his own account. The city at that time had no extended street-cleaning service, particularly in its outlying sections and some of the older, poorer regions. Edward Butler, then a poor young Irishman, had begun by collecting and hauling away the garbage free of charge, and feeding it to his pigs and cattle. Later he discovered that some people were willing to pay a small charge for this service. Then a local political character, a councilman friend of his--they were both Catholics--saw a new point in the whole thing.

Butler could be made official garbage-collector. The council could vote an annual appropriation for this service. Butler could employ more wagons than he did now--dozens of them, scores. Not only that, but no other garbage-collector would be allowed. There were others, but the official contract awarded him would also, officially, be the end of the life of any and every disturbing rival. A certain amount of the profitable proceeds would have to be set aside to assuage the feelings of those who were not contractors.

Funds would have to be loaned at election time to certain individuals and organizations--but no matter. The amount would be small. So Butler and Patrick Gavin Comiskey, the councilman (the latter silently) entered into business relations. Butler gave up driving a wagon himself. He hired a young man, a smart Irish boy of his neighborhood, Jimmy Sheehan, to be his assistant, superintendent, stableman, bookkeeper, and what not. Since he soon began to make between four and five thousand a year, where before he made two thousand, he moved into a brick house in an outlying section of the south side, and sent his children to school. Mrs. Butler gave up making soap and feeding pigs. And since then times had been exceedingly good with Edward Butler.

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